"22 Rules For Living A Happy, Healthy & Prosperous Life..."

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Every year, I sit down and reflect on the past year's successes, challenges, and insurance marketing ideas learned. Then, I put together a specific plan of action for the upcoming year.

This has always been immensely valuable to me, so I thought I'd share some of my insurance marketing ideas with you to stimulate your planning.

Think of this as a "mental enema" which is intended to get rid of all the useless insurance marketing ideas stuffed into your brain over the course of the past year.

So, without further ado, here are the 22 Rules For Living A Happy, Healthy & Prosperous Life:

1. Be Thankful For What You Have
Most people I come into contact with have a "Glass Half Empty" instead of a "Glass Half Full" mentality.

Take the time to sit down and truly appreciate what you've got. A great spouse or significant other who loves you. Great kids. Your health. Good friends. Your own business. A roof over your head, etc.

You get my point. Don't focus on what you don't have which will set you up to be a miserable person.

2. Focus On Progress Not Perfection
Most entrepreneurs and salespeople are perfectionists by nature. They are never satisfied unless everything is working perfectly.

Well, let me clue you in on a little secret...

Life Is Never Perfect!
Employees quit. Market conditions change. Computers break down. Clients leave you. Overhead keeps increasing.

You're never gonna change what I just described. Get comfortable with it and focus on making things 1% better each month which is completely achievable.

Then, congratulate yourself on the small successes instead of focusing on failing to live up to your "ideal" world.

3. Hire An Assistant
Ask yourself these questions:

a.Do you prepare your mailings?
b.Do you do your bookkeeping?
c.Do you answer your own telephone all day?
d.Do you do your own filing?
e.Do you do your telemarketing?
If you answered "yes" to the above questions, it's time to get an assistant.

You're much better off paying someone $8 - $10 an hour so you can focus on insurance marketing ideas, selling, and retaining clients ($100/hr. plus activities).

4. Become A Better Time Manager
When I say become a better time manager, I don't mean going out and getting the newest Franklin Planner.

I mean, set up your schedule so that most of your working hours are spent on "Major Outcome Activities" like marketing insurance ideas, selling, and retaining clients.

Don't waste your time filing, bookkeeping, reading the Wall Street Journal, and doing other activities that make you feel busy, but are actually costing you money NOT making you money.



Hint: Get yourself a weekly planner and track yourself for one full week. Write down how you spend every single working hour. You'll be amazed at how much time you waste on unproductive activities!


5. Set Goals And Deadlines
The brain is a very powerful machine if you learn how to use it properly.

Most people let life happen to them instead of proactively planning out how their life should be.

Sit down one Sunday by yourself or with your spouse and set goals for yourself.

Start by setting goals in the following areas:

a.Net Income
b.Net Worth
c.Health
d.FREE Time/Vacations
e.Personal Relationships
I know this may sound kind of hokey, so here's proof it works.

I personally did this 12 months ago, and here's what happened...

My net income increased 500%. I reduced my body fat from 15% to 8%. I took over 4 weeks vacation with my wife. My net worth doubled.

I put members of our Mastermind Coaching Program through the same process and they had very similar results.

Bottom Line: It Works!
Hundreds of top producing Insurance Agents and Financial Advisors have doubled their net incomes while working one less day per week by working "smarter not harder."

6. Invest In Yourself
Most people will spend money on rent, mortgage, cars, jewelry, vacations, eating out, etc., but won't spend anything on self-improvement.

Even when I was broke, I spent, at least, 20% of my net income on self-improvement tapes, courses, seminars, consultants.

Here's the funny part: 8 years ago, my family and friends thought I was nuts to spend all that money on "information" when I could be using it to go on vacation, get a new car, etc. Here I am, 8 years later, running a multi-million dollar company, taking 4 - 6 vacations a year with lots of money in the bank and the ability to do whatever I want to do.

Who do you think was right?

7. Don't Be Afraid
There is one four letter word that prevents 99% of the population from not reaching their full potential...

F E A R!
Most people never take chances because they are afraid of the consequences. They don't hire new employees. They don't invest in the stock market. They don't start businesses. They don't try new sports.

In the Olympics, they have an interesting way of explaining the difference between a Gold Medalist and a Silver Medalist...

"The Gold Medalist Plays To Win And The Silver Medalist Plays Not To Lose!"
Overcome your fears and play to win!

8. Don't Envy Anyone
My parents always told me, "Don't envy anyone, you never know what goes on in their life behind closed doors."

Good advice that has proven to be true over the years.

I watched a top businessman (worth over $100 million) die suddenly at age 50. And couples that seemed to have it all, break up and go through very ugly divorces.

Worry about yourself and don't get caught up "Trying To Keep Up With The Jones's."

9. Discover Your Personal Genius
What activities excite and motivate you?

What things would you do all day even if you didn't get paid to do them?

What gives you unlimited energy?

For me, it's insurance marketing ideas. I love learning about it, doing it, and teaching it.

You need to find out what it is for you, and set up systems so you can spend most of your time doing it.

10. Get Rid Of Your Distractions
It's virtually impossible to reach your true potential until you clean up the messes that exist in your business and personal life.

Get some files, and clean off your desk. Hire someone to help you. Computerize your office. Train your staff properly. Fire annoying clients.

Trust me, the more distractions you get rid of, the more successful you will become.

11. Get Into Good Physical Shape
The mind and body are one. Don't treat them like separate entities.

If you want to operate at peak mental capacity, you must be operating at or near peak physical capacity.

Here's why: You must be in good physical condition to sustain the energy necessary to run a successful business. Otherwise, at some point, your body will give out and you'll either get sick or tired or both.

Start eating a healthy diet and exercising four times a week.

You'll feel better about yourself, and you'll have more energy...

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