What is the best health insurance and life insurance policies?

What is the best health insurance and life insurance policies? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?
Responses:

•The best way to make sure you're getting the best insurance is to do research. There can also be a difference of hundreds of dollars from Insurers depending on which sector the specialize in. Concerning Term or Whole Life Insurance: First, a reminder of the two major types of life insurance policies available. Permanent life insurance offers you guaranteed death benefits, even if you fall ill shortly after you have agreed to the policy. It also has a cash value system, where an amount from your premiums is invested in a separate account that you can draw from while you are still alive. Depending on the interest and dividends, the cash value can potentially offset the premiums, thus making a permanent life insurance policy a smart investment if you start the policy at a young age to allow the interest to increase on your cash value when you grow older. This works especially well because rates for permanent life insurance stay the same throughout the course of the policy, so when you?re younger there is more cash value available because it is cheaper to insure you
•My suggestion is trying to absorb as much information as you can before making up your mind, here HealthInsuranceIdeas.info is a good one
•The VGLI conversion is excellent but you have a limited time to convert without medical underwriting. Do it ASAP!
•Well it depends on the company from which you are getting the insurance and how much coverage is it providing. Better way to find out is to some online research and compare some big names in the market
•You can visit altruishealthinsurance.com or call them at 877 - 442 - 5878. They will provide quotes from A - rated insurance carriers for both life and health insurance. Term Life Insurance is cheaper than Whole Life. obviously because it can run out. I'd suggest getting quotes from the company above for all your insurance needs
•Try this site ginsurance. notlong.com here you can get quotes from different companies for health and life insurance so you can find your best option
•Check out this site, if you want to find the best or the cheapest health insurance just in one minute, cheap - health - insurance - usa.info / Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes
•Well, it kinda depends, insurance companies offer such vastly different plans. The best advice I can give is to get multiple quotes, you better shop around. Here's a link to a site which has a bunch of links to free quotes. dryberry. blogspot.com / 2009 / 09 / insurance - sites.html